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WEBSITE TERMS AND CONDITIONS

FinancialSpot is a website that provides an efficient way for you to get quotes from multiple insurance companies or agents.

The following is a legal agreement that governs use of the FinancialSpot website (the “Website”), which is owned and operated by Revenue Click Media dba FinancialSpot (FinancialSpot). Agreement to all terms and conditions in this document and other incorporated rules and policies, including but not limited to the Privacy Policy (hereinafter collectively referred to as the “Agreement”) is required to access or use the Website. If you do not agree to all terms and provisions in the Agreement, you are not authorized to access or use the Website.

Please read this document and other incorporated policies carefully before accessing and using any part of the Website.

1. Your Acceptance of the Agreement by Use

You agree to be bound by the Agreement if you access or use any part of the Website at any time whether or not you provide any information to FinancialSpot via this website. You also agree to have the Agreement provided to you in electronic format and agree to receive information electronically.

2. Consent to Changes to the Agreement

FinancialSpot may modify the terms and conditions of this Agreement from time to time, which changes will be effective upon posting. Your continued use of the Website after posting of the changes means that you understand and agree to the changes. Therefore, it is important that you review the posted Terms and Conditions regularly to ensure that you are aware of and in compliance with the current Terms and Conditions. If you do not consent to the new Agreement, you are not authorized to access or use the Website and must cease access and use of the Website.

3. Your Warranty

You represent, warrant, and covenant that: (i) you have the legal capacity and authority to enter into this Agreement; (ii) all statements about your personal information are current, true and accurate; (iii) you will update your personal information if it becomes inaccurate; (iv) you will use the Website and other services in strict accordance with this Agreement and all applicable city, state, and federal government laws, regulations, and ordinances; (v) you will not infringe or misappropriate the intellectual property rights of FinancialSpot or other third parties; and (vi) you will not make material misrepresentations of fact or defamatory statements about people, services, products or goods.

4. Use of Website Services

To use the Website’s Services you must be 18 years of age or older at the time of use and mentally competent to agree to the Agreement and comply with its terms and conditions. This Website is only intended for citizens and legal residents of the United States of America. Use by any other person is prohibited.

When using this Website, you must fill in all mandatory fields with true, accurate, complete and current information about yourself. FinancialSpot may suspend or terminate your use if it in its sole discretion suspects that your information is incomplete, inaccurate or untrue. Registration and use of the Website is void where prohibited.

5. Intellectual Property

The Website contains logos, graphics, trademarks and service marks and other content that are owned by FinancialSpot and other third parties. The Agreement does not give you the right to use, display, copy, or reproduce in any way any of these logos, marks, or graphics. This Agreement does not transfer to you any intellectual property or other proprietary rights. FinancialSpot maintains all rights, titles and interest to its intellectual property and other content.

6. DMCA Notice and Takedown Procedure

FinancialSpot respects the intellectual property rights of others and expects Users to do likewise. FinancialSpot complies with the provisions of the Digital Millennium Copyright Act (“DMCA”) and responds to allegations of copyright infringement in notices that comply with the provisions of the DMCA.

If you are a copyright owner or agent of a copyright owner and believe that any content on the Website infringes your copyrights, you may request that such content be removed from the Website by submitting a notification pursuant to the DMCA.

To request removal of any content that you believe infringes your copyright, please send a written notice (“Notice”) to the address listed below:

By Mail:

DMCA Compliance




Your written Notice must contain all of the following information:

  1. Your full name, address, telephone number, and email address;
  2. A description of all copyrighted works claimed to be infringed sufficient for identification of the works;
  3. A description of where the works claimed to be infringed are located on the Website including a link to the works;
  4. Your statement that you have a good faith belief that use of the works in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  5. A statement under penalty of perjury that the information you have provided in your Notice is accurate and that you are the copyright owner or that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

You understand and acknowledge that if your Notice does not comply with all of the above requirements, your DMCA Notice may not be valid.

7. Privacy Policy

Your use of this Website and any personal information you submit to the Website will be subject to our Privacy Policy which is incorporated into this Agreement by reference.

8. DISCLAIMER OF WARRANTIES

USE OF THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE IS PRESENTED “AS IS.” FinancialSpot DOES NOT MAKE ANY REPRESENTATION OR WARRANTY OF ANY KIND WHATSOEVER RELATED TO THE WEBSITE, LINKED SITES, OR ANY CONTENT THAT MAY BE ACCESSIBLE DIRECTLY OR INDIRECTLY THROUGH THE WEBSITE.

9. LIMITATION OF LIABILITY

EXCEPT TO THE EXTENT REQUIRED BY APPLICABLE LAW, FinancialSpot, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DELIVERING, THE WEBSITE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES.

10. Indemnification

You agree to indemnify, defend and hold harmless FinancialSpot and its directors, officers, employees, and agents against any and all claims, demands, or suits brought by any party.

11. Termination

This Agreement will continue to apply until you or FinancialSpot terminate it. You may terminate this Agreement at any time by ceasing to access and use the Website.

12. Our Service

This website is an internet shopping service and does not provide a substitute for professional advice from a licensed insurance agent.

13. Jurisdiction and Choice of Law

This Agreement and any use of the Website shall be governed by and construed under the laws of the State of Illinois.

14. Assignment

You may not assign this Agreement or delegate its duties. FinancialSpot may assign this Agreement to any person or entity without condition.

15. Waiver

No waiver of any term or condition of this Agreement shall be deemed a waiver of any other term or condition.

16. Enforceability

If any provision of this Agreement is found to be unenforceable, void, or unlawful, that provision is severed from this Agreement.

17. Entire Agreement

This Agreement constitutes the complete agreement between the parties and supersedes all other agreements, promises, representations and negotiations.